Property type — Shared housing
Small HMO owners in DE1/DE21/DE22/DE23/DE24: what your FRA actually needs to cover
Typically 3–4 unrelated sharers, one floor of sleeping accommodation above a shared kitchen/living room. Not licensable in most districts but still in scope of the Housing Act 2004 HHSRS and the Fire Safety Order 2005. In Derby (DE1/DE21/DE22/DE23/DE24) that translates to a recurring book of Derby city centre jobs — usually triggered by an insurer renewal, a Derby City Council letter or a change of use. We work 22 road miles from our Phoenix Street HQ (~38 mins).
If you let a 3- or 4-bed shared house on individual room contracts, this is the page for you — not a licensable HMO assessment.
Small HMOs in Derby
Derby's smaller shared houses are concentrated near the University of Derby's Kedleston Road campus and in inner areas such as Normanton, Rose Hill and Arboretum, mostly in Victorian terraces. Three and four bedroom houses let to sharers are common.
Derby City Council has used Article 4 directions in some areas, which means converting a family home into a small HMO can need planning permission. Whether or not a licence is required, the shared parts fall under the Fire Safety Order. A typical small HMO needs interlinked detection, a clear escape route through the hall, and fire doors where the assessment calls for them, particularly the kitchen door.
Fire safety in Derby is enforced by Derbyshire Fire and Rescue Service, working alongside the council's housing standards team.
Day-to-day management counts too. Cheap extension leads, phone chargers left on beds and cooking left unattended are common causes of fires in shared houses. A good assessment includes simple house rules, a check that the alarm is tested regularly, and a record of when tenants were shown the escape route. Keeping these records makes a council inspection much easier.
Student lets near the university usually change tenants every summer, which is the natural time to review the assessment, test the alarm, check door closers and replace any damaged fire door seals before the new group arrives in September.
Small HMO questions for Derby
Derby response context for a small hmo
Road miles, HQ → site
22 mi
Off-peak drive
38 min
Built-up pop.
261k
Nearest staffed station
Nottingham Rd (Derby) (~1.6 mi)
Fire service
Derbys FRS
Nearest junction
M1 J25
Already had a Derby City Council letter on your small hmo?
Forward the letter — we'll write the report around exactly what the council has asked for. 38-minute drive from our HQ.
Public Liability £5m
Fully insured
PAS 79 / RRO 2005
Compliant reporting
BS 5306 / BS 5839
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